Do you know the top reasons that travel insurance claims are denied? Here are the most common reasons:
Not knowing your policy: The first thing is to make sure you read the Description of Coverage so you understand what is and is not covered.
Purchasing insurance too late: If you purchase trip insurance, for example, after you get sick/injured or after a storm is named, it is too late to get coverage for illness/injury or storm.
Not having the correct documentation: If you get sick on a trip and don’t get the required documentation. The insurance company will need proof that you were sick and missed part of your trip. Make sure you see a doctor and call your insurance company so you understand what documentation you need so you can get it while you are still on your trip.
Waiting too long to file a claim: Make sure you know how long you have to file a claim after your trip. It’s easy to come back from a trip and life gets in the way and you completely forget to file a claim until it’s too late.
Talk with our staff to make sure we get you covered for your next trip!